For homebuyers in Southwest Florida, a new home may come with more than a new kitchen, fresh finishes, and a builder warranty. It may also come with a mortgage rate that is significantly lower than the rates available to many buyers purchasing an existing home. Homebuilders have increasingly used mortgage-rate buydowns and other incentives to make new construction more affordable. While these incentives can help buyers purchase a new home, they can also have an important effect on homeowners...

By Sun National Title Company | Southwest Florida Real Estate It sounds backwards: The Federal Reserve raises interest rates, but mortgage rates can actually moved lower. For homebuyers, sellers, Realtors, and loan officers, understanding why can help make sense of one of the most confusing parts of today's real estate market. On September 16, 2026, the Federal Reserve raised its benchmark federal funds rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. It was the Fed's...

By Sun National Title Company | Fort Myers, Cape Coral & Southwest Florida Buying or selling real estate is one of the largest financial transactions most people will ever be involved in. Unfortunately, criminals know that—and sophisticated real estate fraud schemes are becoming an increasing concern for homeowners, buyers, Realtors, lenders, and title companies. A recent case in San Diego demonstrates just how far criminals can go to impersonate property owners and sell homes they don't...