As we kick off 2026, the U.S. housing market is showing notable changes in mortgage dynamics  that could impact both current homeowners and prospective buyers. A recent market analysis reveals a key shift in how much homeowners are paying each month and what that might mean for future moves. ( Realtor ) A Turning Point for Mortgage Rates For the first time in years, the share of homeowners with mortgage rates above 6% now exceeds those holding ultra-low rates under 3% . That’

Finding affordable financing is one of the biggest hurdles for today’s homebuyers and homeowners looking to refinance. Recently, the federal government announced a major new initiative aimed at easing that burden — a $200 billion purchase of mortgage bonds  through the government-sponsored entities Fannie Mae and Freddie Mac . Here’s what this means for interest rates and your next mortgage. 🏛️ What’s Happening? A Big Buy to Boost Bond Demand On January 8, 2026, President Tr

Florida’s condominium market is undergoing notable legal changes aimed at improving transparency and bolstering confidence among buyers and lenders. Beginning January 1, 2026 , several new provisions to the Florida Condominium Act  are now in effect — and they’re reshaping how condo transactions are handled across the state. ( Realtor ) Greater Transparency for Buyers Under the updated law, condo associations are now required to provide more comprehensive information upfront

At Sun National Title, our commitment to our clients doesn’t end at the closing table. One of the most important post-closing steps for new homeowners in Lee County is filing for the Homestead Exemption —and it can make a meaningful difference in your annual property tax bill. What Is the Homestead Exemption? The Florida Homestead Exemption is a property tax benefit available to homeowners who make their Florida property their permanent, primary residence . For eligible homeo